AI Decision Engine

Data Studio

Review and compare submitted loan application data with trusted employer, payroll, and other authoritative data sources used throughout the Credit Direct lending lifecycle.

Scenario Library

Choose a predefined lending scenario.

Application Workspace

Review and edit the submitted applicant, employment and loan request information for the selected scenario.

Application Information

Application data matches the currently validated scenario.

Validated

Applicant Details

Primary application and identity information.

Employment Details

Employment identity, tenure and declared income.

Loan Request

Requested facility amount, tenor and repayment obligation.

Trusted Data Sources

Review and edit authoritative employer and payroll information used for comparison during Call-Over.

Trusted Employer Record

Official employee information supplied by the employer HR and payroll source.

Employee Identity

Employment Record

Payroll Record

Record Verification