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FCMB-LN-24061

Exception ReviewHigh priority

Halima Musa Abdullahi

Consumer Loan · ₦4,200,000

National Hospital Abuja · NHA/NS/15309

Loan overview

Facility type
Consumer Loan
Requested amount
₦4,200,000
Tenor
36 months
Proposed rate
24.5% per annum
Branch
Garki Branch
Application status
Exception Open

Loan purpose

Medical and household expenses.

AI validation readiness

Live validation results for the currently selected lending scenario.

6 of 9 passed

3 review · 0 action required

Customer Identity & Impersonation

The live capture is consistent with the configured trusted-source image.

Passed

KYC / AML

No unresolved KYC or AML issue is represented in the current test data.

Passed

Existing Credit Direct Facility

No active or past-due Credit Direct facility was detected using the applicant BVN.

Passed

Affordability

The calculated debt-to-income ratio is 26.81%, within the configured limit of 40%.

Passed

Employment & Income Verification

The submitted employment and income information matches the configured employer record.

Passed

Document Integrity

The submitted document received a prototype trust score of 0%.

Review

Policy Rules

No blocking configured policy rule was triggered.

Passed

Fraud Indicators

One or more identity or document-integrity indicators require review.

Review

Exceptions & Conditions

1 validation exception(s) require officer attention.

Review